You’re entitled to free copies of your credit reports annually from the major credit bureaus: Equifax, Experian, and TransUnion. Order and then pour over them to ensure the information is accurate, and try to correct any errors before you buy.
Click Here for the website and other information where you can get it ordered online or over the phone or mail.
Talk to your lender to see what options you have for the many loans available. The interest rates are at a historical low rates.