Category Archives: The World of Finance (As we know it)

Question of the Day: What’s a Mortgage Underwriter?

If you are not in the real estate industry and have purchased a home a few times in your life….like the typical American you may not be familiar with the term…..underwriter. Not underwire….underwriter!  If you go down and chat with … Continue reading

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Credit Myths

Here’s the 411 on how various money management tactics goose up or ding your credit score. 1. More money improves your credit score? False. Your level or sources of income don’t affect your credit score, although lenders may look at … Continue reading

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How Do I Check My Credit?

You’re entitled to free copies of your credit reports annually from the major credit bureaus: Equifax, Experian, and TransUnion. Order and then pour over them to ensure the information is accurate, and try to correct any errors before you buy. … Continue reading

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Common Sense Economic Forecast Part I

I have so much to blog about I don’t know where to begin.  The market has been very active in recent weeks and it’s kept us  focused  on meeting deadlines, dotting I’s and crossing T’s.  I did take one day … Continue reading

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More Homebuyer Tax Credit Q & A

Question:  Regarding the existing homeowner credit, must the new house cost more than the old house? Answer:  No.  For example, individuals who move from a high cost area to a lower cost area and meet all eligibility requirements will qualify for … Continue reading

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Great News on the Housing Front!

You heard it here first! Affordable loans will continue to be available to Wyoming’s first time home buyers.  We will continue to keep you updated as further details become available to us.  This short-term initiative may prove to be exactly … Continue reading

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Why Rent? It is time to Own A Home!

The Great American Dream is home ownership! Now is an excellent time to buy with all of the wonderful and exciting loan programs available. The interest rates are historically low. With so many affordable homes in our area, you could be making a … Continue reading

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